Parents often look to their adult children for help and guidance navigating the tricky waters of Medicare or perhaps you have taken on the role as decision maker for other reasons. In any case, we have outlined 4 easy steps to get you ready to offer valid assistance and insight when it comes to your parents Medicare possibilities.
Complete an "Authorization
to Disclose Personal Health Information" form
This form is to be completed by your parent and grants you official permission to speak on their behalf (link provided below).
https://www.cms.gov/Medicare/CMS-Forms/CMS-Forms/Downloads/CMS10106.pdf
Know how Medicare works
Understanding Medicare is a must when helping others make decisions. The U.S. government handbook and also Medicare.gov offer wonderful resources to help you understand Medicare related topics such as:
What is Medicare?
What is Medicare Advantage?
What is Medigap?
What is Original Medicare?
When is Medicare Annual Enrollment?
Ask questions based on the needs of your parents
Does your parent need prescription drug coverage, home health care, or have other needs? Knowing the specifics of what they need,
allows you to communicate properly to a representative.
Common questions to ask when getting started are:
Will doctors accept the coverage?
Will they have to choose hospital and healthcare providers from a network?
Will they need referrals to visit specialists?
Will the plan cover them if they get sick while traveling in another state?
What will their prescription drugs cost?
Are their drugs on the plan’s drug list?
Does the plan include the pharmacies they currently use?
Can they get prescriptions through the mail?
Does the plan have a good quality rating?
Contact an expert
A licensed sales agent can help you by answering questions and guiding you in the right direction. This is a FREE resource and our access to multiple providers can help you save time, money, and find the perfect plan based on your loved ones needs.
Contact us today at 504.915.6939 to speak to a seniormedicareadvice.com licensed sales agent and let us help you.
Comments